New England Energy Savings Finder - plain-text copy of listings. Last verified 2026-10-17 (ET). Information only; confirm on each official page. Site: https://ne-energy-savings-finder.pages.dev/
== Massachusetts ==
HEAP (fuel assistance) [Open now; Heating-bill help]
Status: Applications open since Oct 1, 2026. Help covers Nov 1, 2026 to Apr 30, 2027.
What: Pays part of winter heating bills (oil, gas or electric). Per the state's Oct 2026 announcement, oil-heat households get a 20% increase and utility-heat households a 15% increase; the state one-pager lists $600 to $1,450 depending on income and how you heat.
Who: Gross income at or below 60% of state median income. 2026-27 limits (annual): 1 person $53,585; 2 $70,073; 3 $86,561; 4 $103,049; 5 $119,536; 6 $136,024. Homeowners and renters can apply, including renters whose heat is included in the rent. You do not need to be behind on bills or on other public assistance.
Renters: Renters can apply
Heads up: Benefits run until funds are used up. Massachusetts Heat Line: 1-800-632-8175 (per National Grid's HEAP page).
Official page: https://www.mass.gov/heatinghelp
Sources: MASSCAP: Heating Help in Massachusetts ; Mass.gov: Governor Healey announces new winter energy bill relief ; Mass 211 one-pager, Winter Energy Bill Relief ; National Grid: HEAP
Last verified: 2026-10-17
Mass Save air-source heat pump rebates (2026 rates) [Open now; Heat pump & equipment rebates]
Status: 2026 installs only: install by Dec 31, 2026; paperwork due Feb 28, 2027. Rebates drop for 2027 installs.
What: 2026: whole-home $2,650 per ton up to $8,500; partial-home $1,125 per ton up to $8,500; basic $250 per ton up to $2,500; income-based enhanced incentives up to $16,000 (or no cost through Turnkey Services). From Jan 1, 2027: whole-home $2,350 per ton capped at $7,500; partial-home $1,000 per ton capped at $7,500.
Who: Installed by a contractor in the Mass Save Heat Pump Installer Network, using equipment on the Heat Pump Qualified Product List (R-410A systems were removed from the list Jan 1, 2026). Home must be occupied full time in winter. Whole-home rebates require the heat pump to be the sole heating/cooling source and the home to be sufficiently weatherized (built 2000 or later, an assessment recommending under $1,000 of work, or recommended work completed). Partial-home keeps a backup system with an integrated control.
Renters: Renter rules not stated
Heads up: Starting in October 2026 a serial-number photo of each outdoor unit is required on applications (per Mass Save). Get the rebate expectations in writing from your installer before work starts. Read the whole-home vs partial-home rules; homeowners on r/massachusetts report confusion about them.
Official page: https://www.masssave.com/residential/rebates-offers-services/heating-and-cooling/heat-pumps/air-source-heat-pumps
Sources: Mass Save: Air Source Heat Pumps ; Mass Save: Heat Pump Qualified Product List
Last verified: 2026-10-17
Middle-Income Heating Oil Relief (new this winter) [Opens soon; Heating-bill help]
Status: Applications open in December 2026 (no exact day published on the page we read). Runs through Apr 30, 2027 or until funding runs out.
What: One-time emergency payment of up to $680 for households that heat with #2 heating oil and earn too much for HEAP. The state estimates about 50,000 households may qualify.
Who: Heat with #2 home heating oil and total gross household income above 60% but below 100% of state median income. Examples (FY2027): 1 person $53,586 to $89,308; 2 $70,074 to $116,788; 3 $86,562 to $144,268; 4 $103,050 to $171,749; 5 $119,537 to $199,227; 6 $136,025 to $226,707.
Renters: Renter rules not stated
Heads up: The state offers an interest form for an opening notification; that form is not the application.
Official page: https://www.mass.gov/info-details/middle-income-heating-oil-relief
Sources: Mass.gov: Middle-Income Heating Oil Relief ; WWLP report
Last verified: 2026-10-17
Good Neighbor Energy Fund (Salvation Army) [Year-round; Emergency / crisis help]
Status: Listed by MASSCAP as an option for limited-income households that do not qualify for fuel assistance.
What: Help for limited-income households that are not eligible for fuel assistance. Phone numbers published by MASSCAP: area codes 617, 508, 781, 978: 1-800-334-3047; area code 413: 1-800-262-1320.
Who: Not detailed on the page we read. Call to ask.
Renters: Renters can apply
Heads up: We did not verify current funding. Call first.
Official page: https://www.masscap.org/heatinghelpma/
Sources: MASSCAP: Heating Help in Massachusetts
Last verified: 2026-10-17
Mass Save no-cost Home Energy Assessment, insulation discounts and 0% HEAT Loan [Year-round; Insulation & weatherization]
Status: Ongoing.
What: A no-cost home energy assessment identifies insulation and air-sealing work. Mass Save lists 75% to 100% off approved insulation and air sealing; income-eligible households may get no-cost upgrades. The 0% HEAT Loan goes up to $25,000 for eligible measures (up to $50,000 combined with heat pump financing, per Mass Save).
Who: Insulation must be specified and installed by a participating Mass Save contractor for the loan; DIY work does not qualify. Income-based offers require income verification.
Renters: Renter rules not stated
Heads up: Customers of some municipal electric utilities are served differently; ask your utility.
Official page: https://www.masssave.com/residential/rebates-offers-services/insulation-and-windows/insulation-and-air-sealing
Sources: Mass Save: Insulation and Air Sealing ; Mass Save: Income-based offers ; Mass Save: 0% Interest Financing
Last verified: 2026-10-17
Weatherization (WAP), heating system repair/replacement (HEARTWAP) and appliance program (AMP) [Year-round; Insulation & weatherization]
Status: Year-round programs for income-eligible households.
What: WAP covers air sealing, attic/sidewall insulation, weather-stripping and related repairs. HEARTWAP repairs, replaces and maintains heating systems. AMP (with National Grid and Eversource) can replace certain inoperable or inefficient appliances after an energy audit.
Who: Income-eligible households; MASSCAP points to the same income chart as fuel assistance (60% of state median income).
Renters: Renter rules not stated
Official page: https://www.masscap.org/heatinghelpma/
Sources: MASSCAP: Heating Help in Massachusetts
Last verified: 2026-10-17
Heat pump electric rate (seasonal discount on delivery charges) [Check with agency; Good to know]
Status: Mass.gov says all three major electric utilities offer it; confirm your utility's current terms.
What: Massachusetts introduced a first-ever residential heat pump rate with lower winter delivery charges. Mass.gov says households that received a Mass Save heat pump rebate since 2019 were auto-enrolled as of Nov 1, 2025 unless they opt out, and others can contact their utility. Mass.gov estimated about $540 savings for eligible households.
Who: Households heating with air-source or ground-source heat pumps. Savings depend on the utility.
Renters: Renter rules not stated
Heads up: The Mass.gov page we read still mixes last winter's wording and old oil-price figures (it showed $3.10/gal), so we treat the $540 figure as last winter's estimate. Confirm with your utility.
Official page: https://www.mass.gov/info-details/massachusetts-household-heating-costs
Sources: Mass.gov: Massachusetts Household Heating Costs
Last verified: 2026-10-17
Municipal electric utility customers (not served by Mass Save) [Info; Good to know]
Status: Mass.gov's rebate guide points these customers elsewhere.
What: Mass Save serves customers of the investor-owned utilities. Mass.gov's energy rebates guide says municipal utility customers should check NextZero or Energy New England for their utility's programs. Ask your light plant what it offers for heat pumps and weatherization.
Who: Customers of municipal light plants (for example in towns that run their own electric utility).
Renters: Renter rules not stated
Heads up: We have not catalogued individual municipal programs.
Official page: https://www.mass.gov/guides/massachusetts-energy-rebates-incentives
Sources: Mass.gov: Massachusetts Energy Rebates & Incentives guide
Last verified: 2026-10-17
== Connecticut ==
Connecticut Energy Assistance Program (CEAP) [Open now; Heating-bill help]
Status: Open since Sep 1, 2026. Last day to apply: May 31, 2027 (mail must be postmarked by then).
What: Pays $355 to $705 for the 2026-27 season depending on household size, income and heating source, usually paid directly to your utility or fuel vendor. Households using oil, kerosene or propane may be eligible for additional deliveries. Recipients may also qualify for payment-matching plans, shut-off protection and heating-equipment repair or replacement.
Who: Connecticut resident AND either receives SNAP, TFA, SSI, qualifying means-tested veterans' benefits or other qualifying DSS benefits, OR has annual income at or below 60% of state median: 1 person $48,714; 2 $63,703; 3 $78,692; 4 $93,681; 5 $108,669; 6 $123,658; 7 $126,469; 8 $129,279. Apply online, by phone, email, mail or in person at your community action agency. Per the state, you get a letter within 45 days.
Renters: Renter rules not stated
Heads up: CEAP is annual: you must apply every year.
Official page: https://portal.ct.gov/heatinghelp/applyonline
Sources: CT: CEAP, Heating Help in CT ; CT DSS: Who is eligible ; CT: Apply online
Last verified: 2026-10-17
Energize CT air-source heat pump rebates (2026) [Open now; Heat pump & equipment rebates]
Status: 2026 incentives run Jan 1 to Dec 31, 2026.
What: $250 per ton (up to $2,500 combined) when replacing a heat pump, adding to an unconditioned space, or installing for cooling/without integrated controls. Replacing natural gas, oil, propane or electric resistance as the primary heat falls under the Residential Energy Optimization Incentive (the page's FAQ cites $1,000 per ton). Enhanced incentives up to $1,500 per ton for installs on or after Apr 1, 2026 when replacing electric baseboard or for households above 60% of state median income and below 80% of area median income. Smart-E loan from 1.99% through Dec 31, 2026 (pre-verification required).
Who: Residential electric customers of Eversource or UI; contractor must be in the Energize CT Heat Pump Installer Network; equipment on the Qualified Product List. Projects are randomly inspected; skipping an inspection forfeits the rebate. Pre-verify online (optional, but required for the Smart-E offer); pre-verifications expire after 60 days or at year end.
Renters: Renter rules not stated
Heads up: Instant point-of-sale incentives may also exist through the New England Heat Pump Accelerator (NEHPA), which Energize CT says it does not administer.
Official page: https://www.energizect.com/rebates-incentives/heating-cooling/heat-pumps/residential-air-source
Sources: Energize CT: Residential Air Source Heat Pump
Last verified: 2026-10-17
Generation Power CT (formerly Operation Fuel) hardship grants [Opens soon; Emergency / crisis help]
Status: Next application window: Dec 1 to 15, 2026 (Sep 1-15 window has closed). Then Mar 1 to 15, 2027.
What: Deliverable-fuel assistance grants of up to $500, once per 12 months, for households at or below 75% of state median income. Decision letters for the December cycle are emailed no later than Feb 12, 2027.
Who: Up to 75% of state median income by household size, gross-income proof required. The program says grants are not an entitlement to everyone inside the income guidelines.
Renters: Renter rules not stated
Official page: https://gpct.org/fuel/
Sources: Generation Power CT: Fuel Assistance
Last verified: 2026-10-17
Energize CT insulation incentive [Year-round; Insulation & weatherization]
Status: Ongoing; insulation must be recommended during a Home Energy Solutions visit.
What: Up to $2.00 per square foot (or 75% of cost, whichever is less, up to $10,000) for professionally installed insulation; $0.25 per square foot for self-installed work (inspection required). Up to $2.50 per sq ft (up to $15,000) for income-qualified customers and those in Environmental Justice Communities.
Who: Residential customers of Eversource, UI, CNG and SCG; approved contractor required for the higher rate.
Renters: Renter rules not stated
Official page: https://www.energizect.com/rebates-incentives/insulation
Sources: Energize CT: Residential Insulation
Last verified: 2026-10-17
Home Energy Solutions (HES) and no-cost HES-Income Eligible [Year-round; Insulation & weatherization]
Status: Ongoing; the program may have a waiting list because of demand.
What: Standard Home Energy Solutions assessment has a $40 copay (from Apr 1, 2026). HES-Income Eligible is a no-cost in-home assessment and may cover up to 100% of approved insulation. Households above 60% of state median and below 80% of area median may get a no-cost assessment with enhanced incentives (e.g. up to $122,000 for a family of four, per Eversource).
Who: HES-IE: combined gross income below 60% of state median, or utility hardship status; home must not have had HES in the last six years. Renters need the landlord's signature on the Landlord Authorization. Programs run through your utility's application form.
Renters: Renters: landlord sign-off needed
Official page: https://www.energizect.com/energy-evaluations/income-eligible-options
Sources: Energize CT: Income-Eligible options ; Energize CT: Home Energy Solutions ; Eversource CT: Home Energy Solutions
Last verified: 2026-10-17
== Rhode Island ==
Clean Heat Rhode Island (heat pump incentive) [Open now; Heat pump & equipment rebates]
Status: Funding now comes from RGGI after ARPA money was fully allocated in 2026, per the state; confirm availability before you buy.
What: 60% of eligible air-source heat pump system and installation cost, capped at $11,500. Lifetime cap per property $18,000 (including up to $2,500 for heat pump water heaters). Can be combined with Rhode Island Energy rebates.
Who: Households under 150% of state median income that heat with oil, propane or natural gas, have completed weatherization, use an installer in the Clean Heat RI network, and choose equipment on the RI NEEP list (R-410A equipment ineligible since Jan 1, 2026). Panel/service upgrades, taxes and unrelated work are not covered.
Renters: Renter rules not stated
Official page: https://cleanheatri.com/resources/incentives/
Sources: Clean Heat RI: Incentives ; RI OER: Clean Heat RI ; Rhode Island Energy: electric heating and cooling
Last verified: 2026-10-17
Rhode Island Energy heat pump rebates [Open now; Heat pump & equipment rebates]
Status: 2026 incentives.
What: Standard rebate up to $625 per ton for switching from natural gas, oil or propane. Enhanced $1,500 per ton for electric baseboard customers. RI Energy's 2026 handout also lists a New England Heat Pump Accelerator distributor incentive of $650 per unit that your contractor applies.
Who: Equipment must meet ENERGY STAR 6.1 Cold Climate criteria on the RI Energy/NEEP Qualified List. The standard rebate can be installed by any Rhode Island refrigeration-licensed contractor; the enhanced rebate requires a RI Energy participating contractor. Zero-interest financing is mentioned on the RI Energy page.
Renters: Renter rules not stated
Official page: https://www.rienergy.com/site/ways-to-save/save-money-with-rebates-and-incentives/electric-heating-and-cooling
Sources: Rhode Island Energy: electric heating and cooling ; RI Energy 2026 ASHP handout (PDF)
Last verified: 2026-10-17
LIHEAP (heating assistance) [Check with agency; Heating-bill help]
Status: Season is expected to open Oct 1. The DHS page we read on Oct 17 still said last season closed Apr 15, 2026 and that the program was 'expected to reopen' Oct 1, so confirm with your CAP agency.
What: Helps pay heating costs. Online application option exists; new applicants should apply in person. Applications are usually taken September through May.
Who: At or below 60% of Rhode Island median income (limits set each program year; see DHS guidelines). You do not need to be on public assistance or have an unpaid bill. Renters and owners can apply.
Renters: Renters can apply
Heads up: We could not confirm current-year dollar limits on the primary page, so none are listed here. Use the DHS guidelines link.
Official page: https://dhs.ri.gov/programs-and-services/energy-assistance-programs-heating/low-income-home-energy-assistance-program
Sources: RI DHS: LIHEAP Eligibility & How To Apply
Last verified: 2026-10-17
== New Hampshire ==
Fuel Assistance Program (NH LIHEAP) [Open now; Heating-bill help]
Status: Apply now with your county Community Action Agency (applications accepted until Apr 30, 2027). Payments are expected from Dec 1.
What: A grant that does not have to be paid back. NH DOE lists benefits up to $2,500 (average about $1,002) depending on income and energy costs; benefits do not count as income for other assistance. It can also help with emergency fuel delivery or shut-off delays.
Who: Household income up to 60% of state median (NHPR: about $49,000 for one person, nearly $94,000 for a family of four). New Hampshire residence; owners and renters. Local agencies publish the exact guidelines.
Renters: Renters can apply
Heads up: If you are out of fuel or nearly out before Dec 1, NHPR reports agencies point people to their town or city welfare office for immediate help. Federal FY27 LIHEAP funds were released Oct 9, 2026, but NH benefit amounts can still change; NH DOE's two page versions we saw listed different benefit ranges, so confirm with your agency.
Official page: https://www.energy.nh.gov/consumers/help-energy-and-utility-bills/fuel-assistance-program
Sources: NH Dept. of Energy: Fuel Assistance Program ; NHPR, Oct 12, 2026 ; CAPHR: Fuel Assistance
Last verified: 2026-10-17
NHSaves air-source heat pump rebates (2026) [Open now; Heat pump & equipment rebates]
Status: Install by the end of 2026 and postmark the rebate form by Jan 30, 2027, while funds last.
What: $250 per ton standard (limit 5 tons per account). Replacing working permanent electric-resistance heat can earn up to $1,750 per ton more ($2,000 total) for installs on or after Mar 23, 2026 (pre-verification required at NHSaves.com/GetVerified). A Wi-Fi thermostat rebate is also listed.
Who: Residential electric customer of a participating NH utility; equipment meets the NHSaves qualified list; the pages say rebates are available for a limited time while funds last and can change at any time.
Renters: Renter rules not stated
Official page: https://nhsaves.com/residential/electric-heating-cooling-equipment/
Sources: NHSaves: Heat Pumps ; NHSaves 2026 rebate form (PDF)
Last verified: 2026-10-17
Eversource NH Home Energy Performance (income-based offers up to 100% of state median) [Year-round; Insulation & weatherization]
Status: Ongoing.
What: Households at or below 100% of state median income can qualify for enhanced offers, including no-cost health and safety checks, insulation and air sealing, and efficient equipment. Eversource lists up to $6,000 in incentives and 0% home energy improvement loans up to $15,000 for eligible work.
Who: Eversource lists income ceilings (annual): 1 person under $81,189; 2 $106,171; 3 $131,152; 4 $156,133; 5 $181,115; 6 $206,096. You can also apply without income verification for standard offers.
Renters: Renter rules not stated
Heads up: Eversource customers; other NH utilities run their own NHSaves programs.
Official page: https://www.eversource.com/residential/save-money-energy/energy-efficiency-programs/new-hampshire-home-energy-performance
Sources: Eversource: NH Home Energy Performance
Last verified: 2026-10-17
Home Energy Assistance (no-cost weatherization) and Electric Assistance Program [Year-round; Insulation & weatherization]
Status: Ongoing. Electric Assistance applications are accepted year-round (CAPHR).
What: Covers 100% of the cost to weatherize income-eligible homes and replace inefficient equipment, for homeowners and renters. The Electric Assistance Program gives qualifying customers discounts on monthly electric and gas bills.
Who: Based on household income and number of members; customers who qualify for fuel assistance, electric assistance or subsidized housing are eligible for the utility program (1-to-4 family homes, per Eversource).
Renters: Renters can apply
Official page: https://nhsaves.com/residential/income-eligible-energy-assistance-program/
Sources: NHSaves: Income-Eligible Energy Assistance ; Eversource NH: Income-Eligible Energy Efficiency
Last verified: 2026-10-17
== Vermont ==
Efficiency Vermont heat pumps, wood and pellet heating [Open now; Heat pump & equipment rebates]
Status: 2026 offers (ductless effective Jan 1, 2026).
What: Ductless heat pumps: $375 (up to 2 tons) or $475 (over 2 tons) instant discount at participating distributors. Ducted heat pumps: $1,200 to $2,200 depending on size. Income bonus of $200 to $2,200 depending on utility and income (Green Mountain Power low-income customers $2,200; its own page lists $2,000 per condenser for households at or below 80% of area median income). Efficiency Vermont's 2026 announcement also lists $400 for wood or pellet stoves, $6,000 for central wood heating systems and $600 for heat pump water heaters.
Who: New equipment on the Qualifying Products List, installed in Vermont, bought through participating distributors. Rental property owners and Burlington Electric customers are not eligible for the income bonus at this time. Fossil-fuel backup is generally kept for ducted systems.
Renters: Written for homeowners
Official page: https://www.efficiencyvermont.com/rebates/list/heat-pump-heating-cooling-system
Sources: Efficiency Vermont: Ductless Heat Pumps ; Efficiency Vermont: Ducted Heat Pumps ; Efficiency Vermont: 2026 rebates announcement ; Green Mountain Power: heat pumps
Last verified: 2026-10-17
Crisis Fuel Assistance and furnace repair/replacement [Opens soon; Emergency / crisis help]
Status: Opens the last Monday in November (Nov 30, 2026 on the calendar) for bulk fuels; weekend line starts the last Saturday in November.
What: Help if you are in a heating crisis (for example out of fuel with no money to buy more). Bulk fuels (oil, kerosene, propane, wood, pellets, coal): apply from the last Monday in November to the second Friday in April. Metered fuels (natural gas, electric): to the last regular working day in April. Weekends and holidays: 1-800-479-6151 for households with someone elderly, disabled or a child under 6. A separate furnace repair/replacement program serves no-heat emergencies.
Who: Monthly income at or below 200% of the federal poverty level, and a heating crisis. Apply in person at your local Community Action Agency (call first).
Renters: Renters can apply
Official page: https://dcf.vermont.gov/benefits/crisis-fuel
Sources: VT DCF: Crisis Fuel Assistance
Last verified: 2026-10-17
Seasonal Fuel Assistance (VT LIHEAP) [Year-round; Heating-bill help]
Status: Vermont processes heating-assistance applications year-round (LIHEAP Clearinghouse). Check DCF for this season's benefit amount.
What: A portion of heating costs paid to your fuel supplier, or by EBT for wood/pellets or heat included in rent.
Who: Income at or below 185% of the federal poverty level, per DCF's fuel income guidelines page.
Renters: Renters can apply
Heads up: We could not confirm the 2026-27 benefit amount on a primary page, so none is listed. See DCF.
Official page: https://dcf.vermont.gov/benefits/fuel
Sources: VT DCF: Fuel Assistance ; VT DCF: Income guidelines ; LIHEAP Clearinghouse: program dates
Last verified: 2026-10-17
Weatherization Assistance Program (free) [Year-round; Insulation & weatherization]
Status: Ongoing; apply to the agency that serves your town.
What: Free weatherization for eligible households. Single-family homeowners living in their homes pay nothing; SEVCA notes landlords of rented single-unit homes cover required health and safety upgrades.
Who: Home has not received free weatherization in 15 years AND one of: household income within limits, active Seasonal Fuel Assistance household, someone receives SSI, or an adult received Reach Up in the past 12 months. SEVCA's July 1, 2026 to June 30, 2027 limits: 1 person $62,400; 2 $71,400; 3 $80,300; 4 $89,200; 5 $96,350; 6 $103,500. Renters need the owner's permission.
Renters: Renters: landlord sign-off needed
Official page: https://dcf.vermont.gov/benefits/weatherization
Sources: VT DCF: Weatherization Assistance Program ; SEVCA: WX for Homeowners
Last verified: 2026-10-17
== Maine ==
Efficiency Maine heat pump rebates [Open now; Heat pump & equipment rebates]
Status: Ongoing. Check the 'new construction' rule: from Jan 1, 2027 completed new-construction projects must have no furnace or boiler.
What: Any income: $1,000 per eligible outdoor unit up to $3,000 lifetime per housing unit. Moderate income: $2,000 per unit up to $6,000. Low income: $3,000 per unit up to $9,000. Efficiency Maine also offers home energy loans for income-eligible homeowners.
Who: Heat pumps must be the primary heating system, sized for at least 80% of the peak heating load (100% with supplemental heat). Low income: someone in the household gets MaineCare, HEAP, SNAP or TANF. Moderate income: adjusted gross income up to $70,000 (single) or $100,000 (joint). Installed by an Efficiency Maine Residential Registered Vendor; claim within 6 months. Income-based rebates require the home to be the owner's principal residence.
Renters: Written for homeowners
Heads up: Efficiency Maine's rebates are written for homeowners; renters should ask their landlord to apply.
Official page: https://www.efficiencymaine.com/at-home/residential-heat-pump-rebates/
Sources: Efficiency Maine: Residential Heat Pump Rebates ; Maine DOER: Winter Heating Guide 2026-2027 (PDF)
Last verified: 2026-10-17
Efficiency Maine insulation and air-sealing rebates [Open now; Insulation & weatherization]
Status: Current schedule (page title: up to $8,600).
What: Per zone: large attic/wall/basement (500+ sq ft) $4,000 low income, $3,000 moderate, $2,000 any income; small (250-499 sq ft) $2,000 / $1,500 / $1,000. Mobile-home underbelly $5,000 / $4,000 / $3,000. Air sealing $50 to $300 by area and income. Lifetime limit up to $8,600 for most homes ($5,600 for mobile homes).
Who: Homeowner; installed by an Efficiency Maine Residential Registered Vendor; insulated space heated all season; claim within 6 months. Low/moderate-income rebates require verification (HEAP, SNAP, TANF or MaineCare; or AGI up to $70,000 single / $100,000 joint) and owner-occupancy.
Renters: Written for homeowners
Official page: https://www.efficiencymaine.com/at-home/insulation-rebates-up-to-8000/
Sources: Efficiency Maine: Insulation rebates
Last verified: 2026-10-17
Home Energy Assistance Program (HEAP) [Open now; Heating-bill help]
Status: Open since Aug 3, 2026; runs until funds are exhausted or May 29, 2027. Apply early.
What: Helps homeowners and renters pay heating costs, including emergency fuel delivery. MaineHousing used about $4 million of leftover funds to give early credits to about 4,400 households that applied early and include adults over 60, children age 6 or under, or people with disabilities (Press Herald, Oct 8/12, 2026). About $41 million in federal HEAP funding (about $27 million for fuel) was expected to arrive late October. The average award was set this summer at about $700, so it buys less oil at $6/gallon.
Who: Income limits depend on household size (see MaineHousing's page). Bring recent energy bills and your fuel type. If you are over the limit you may be able to deduct some medical expenses.
Renters: Renters can apply
Heads up: Local agencies report heavy demand and delays (see the CHIP entry for one example), so apply early and online if you can. Maine 211 can also help.
Official page: https://mainehousing.org/programs-services/energy/energydetails/liheap
Sources: MaineHousing: HEAP ; Press Herald, Oct 8, 2026
Last verified: 2026-10-17
Energy Crisis Intervention Program (ECIP) [Opens soon; Emergency / crisis help]
Status: Opens Nov 1, 2026 and runs through Apr 30, 2027.
What: Crisis help if you have an extremely low supply of heating fuel. Start by filling out a HEAP application, then contact your local community action agency about crisis eligibility.
Who: Based on HEAP eligibility plus an emergency supply situation; the agency decides.
Renters: Renters can apply
Official page: https://mainehousing.org/programs-services/energy/energydetails/liheap
Sources: MaineHousing: HEAP and ECIP
Last verified: 2026-10-17
Central Heating Improvement Program (CHIP) [Check with agency; Insulation & weatherization]
Status: Demand is high: WAGM reported 155 Aroostook households waiting on repairs on Oct 14, 2026, with the local agency between contracts and expecting new funding within about a week.
What: Heating system repair and replacement for low-income households; priority goes to households with no heat. Households may owe a co-payment. Limited benefits up to $600 may be available for rental properties occupied by HEAP-eligible tenants.
Who: Household is HEAP-eligible and the home is in good structural condition.
Renters: Renters: landlord sign-off needed
Official page: https://www.mainehousing.org/programs-services/HomeImprovement/homeimprovementdetail/Central-Heating-Improvement-Program
Sources: MaineHousing: CHIP ; WAGM, Oct 14, 2026
Last verified: 2026-10-17
Community firewood banks [Check with agency; Community help (wood banks, charities)]
Status: Demand is up and some report supply running out early (Lake Region expects to run out by about Dec 1).
What: Wood banks operate like food pantries: free or low-cost firewood for elderly, disabled and low-income households. The Sun Journal (Oct 13, 2026) names the Maine Wood Bank Network (Freeport), Bethel Wood Bank, Midcoast Firewood Bank (Topsham; two cords to any household that needs it), Kennebec Wood Bank, Webster Wood Bank (Salem Township) and Lake Region Woodbank (Bridgton).
Who: Varies by bank. Contact the one nearest you. We did not verify each bank's current rules.
Renters: Renters can apply
Heads up: Wood stoves need inspected chimneys and safe operation, as the wood banks themselves remind households.
Official page: https://www.sunjournal.com/2026/10/13/maine-firewood-banks-seeing-increased-demand-as-heating-oil-prices-soar/
Sources: Sun Journal, Oct 13, 2026
Last verified: 2026-10-17
== Regional / federal ==
Federal LIHEAP funding for FY2027 has been released [Info; Good to know]
Status: ACF released $3.63 billion on Oct 9, 2026, earlier than usual.
What: ACF released 90% of FY27 block-grant funds to states, territories and tribes on Oct 9, 2026 under the Continuing Appropriations and Extensions Act, 2027. States still decide benefit levels and open dates, and Maine's governor has called the funding level insufficient this winter.
Who: Not applicable; state programs above decide eligibility.
Renters: Renters can apply
Official page: https://acf.gov/ocs/grants-funding/recipients/liheap/block-grant-funding-release-2027
Sources: ACF: First Block Grant Funding Release FFY 2027 ; NPGA, Oct 15, 2026
Last verified: 2026-10-17
National Energy Assistance Referral (NEAR) hotline and EnergyHelp.us [Info; Good to know]
Status: Weekdays 9:00 am to 7:00 pm Eastern.
What: Call 1-866-674-6327 or visit energyhelp.us to find where and how to apply for LIHEAP in your area. ACF says LIHEAP can help with heating bills, shut-off prevention, reconnection, weatherization and repair or replacement of heating equipment.
Who: Not applicable; a referral service.
Renters: Renters can apply
Official page: https://acf.gov/ocs/low-income-home-energy-assistance-program-liheap
Sources: ACF: LIHEAP
Last verified: 2026-10-17
New England Heat Pump Accelerator (NEHPA) point-of-sale incentives [Info; Heat pump & equipment rebates]
Status: Runs through December 2029 per RI OER.
What: A state-led regional program funded by an EPA Climate Pollution Reduction Grant. It supports pass-through incentives for distributors and contractors, training and community grants in CT, ME, MA, NH and RI. Ask your installer whether an instant discount applies; Energize CT notes it is not administered by the Energize CT sponsors and RI Energy's handout lists a $650-per-unit distributor incentive in Rhode Island.
Who: Varies by state; ask your contractor.
Renters: Renter rules not stated
Official page: https://energy.ri.gov/heating-cooling/new-england-heat-pump-accelerator
Sources: RI OER: New England Heat Pump Accelerator
Last verified: 2026-10-17
Federal home-energy tax credits (25C and 25D) ended Dec 31, 2025 [Ended; Good to know]
Status: No federal heat pump credit for 2026 installs.
What: Under Public Law 119-21 the Energy Efficient Home Improvement Credit (25C) is not allowed for property placed in service after Dec 31, 2025, and the Residential Clean Energy Credit (25D) is not allowed for expenditures after Dec 31, 2025. State, utility and program rebates are now the main incentives.
Who: Not applicable. For 2025 purchases, ask a tax professional.
Renters: Renters can apply
Heads up: This site does not give tax advice.
Official page: https://www.irs.gov/credits-deductions/energy-efficient-home-improvement-credit
Sources: IRS: FAQs on 25C, 25D, etc. under Public Law 119-21 ; IRS: Energy Efficient Home Improvement Credit
Last verified: 2026-10-17